Sunday, July 20, 2025

CMS Finds 2.8 Million Americans Potentially Enrolled in Two or More Medicaid/ACA Exchange Plans

 CMS Actions Against Fraud and Waste

- CMS aims to eliminate fraud, waste, and abuse in healthcare programs.

- Potential savings for taxpayers estimated at $14 billion annually.

- Analysis revealed 2. 8 million Americans were enrolled in multiple health programs.

Duplicate Enrollment Issues

- Identified individuals enrolled in Medicaid or CHIP across multiple states.

- Identified individuals enrolled in both Medicaid/CHIP and subsidized ACA Exchange plans.

- CMS is taking steps to ensure each person is enrolled in only one program.

Strengthening Systems with New Tools

- One Big Beautiful Bill Act provides CMS with tools to prevent double payments for care.

- Secretary Robert F. Kennedy, Jr. emphasized ending waste and fraud.

Resuming Important Checks

- CMS will enforce checks to ensure compliance with federal enrollment laws.

- Plans to collaborate with states to identify and fix duplicate enrollments.

- Aim to save taxpayers billions while minimizing coverage loss.

Historical Enrollment Data Findings

- Average of 1. 2 million individuals per month enrolled in dual Medicaid/CHIP programs.

- Average of 1. 6 million per month enrolled in both Medicaid/CHIP and subsidized plans.

Regulations on Data Matching

- Federal regulations require periodic checks for dual enrollments.

- Checks were paused during the Biden Administration to maintain continuous coverage during COVID-19.

Initiatives to Reduce Duplicate Enrollment

1. Two or More Medicaid Programs

- CMS will provide states a list of individuals enrolled in multiple states for rechecking eligibility.

- Collaboration to prevent inappropriate loss of coverage.

2. Medicaid/CHIP and Subsidized Federal Exchange (FFE) Plan

- Individuals notified about their dual enrollments.

- Actions required: disenroll if ineligible, end subsidy, or report incorrect matches.

3. Medicaid/CHIP and Subsidized State-based Exchange (SBE) Plan

- States will receive lists of individuals for dual enrollment checks.

- Similar to FFE, recheck eligibility to prevent overlap.

Upcoming Actions from CMS

- Guidance for state Medicaid and CHIP agencies expected in early August.

- Lists of concurrently enrolled individuals will be sent to states.

- Continued work with states to implement new requirements to eliminate duplicate enrollment.

https://www.cms.gov/newsroom/press-releases/cms-finds-28-million-americans-potentially-enrolled-two-or-more-medicaid/aca-exchange-plans

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