Tuesday, November 6, 2018

The ACA's Pre-existing Condition Regulations Lose Support When the Public Learns the Cost

At the core of the debate is what to do with pre-existing condition regulations embedded in the Affordable Care Act that prevent health insurers from denying coverage or charging higher premiums to people with pre-existing conditions.

Much of the public debate centered on pre-existing condition protections assume that these regulations enjoy widespread public support.

These protections lose public support when voters learn about their costs, finds the Cato 2018 Health Care Survey.

Democrats are less swayed by these trade-offs; however, they are least willing to sacrifice the quality of health care in exchange for keeping the pre-existing condition regulations.

Doing so finds that 77% of Americans support new federal rules that allow consumers to purchase health insurance plans that cost 50% less and offer greater choices of hospitals and doctors than current plans and would cover 2 million more uninsured people.

One reason why such plans have lower premiums is they do not have to comply with ACA pre-existing condition regulations and thus may exclude people, or offer limited services to people, with expensive medical conditions.

These results do not support the widespread misperception among the political punditry that pre-existing condition regulations are necessarily and universally supported by voters across the political spectrum.

https://www.cato.org/survey-reports/acas-pre-existing-condition-regulations-lose-support-when-public-learns-cost

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