Thursday, June 14, 2012

Greg’s Newsletter 6/13/2012

 Greg Goodwin

I am amazed and disappointed how the financial systems and the world's mentality have been manipulated to think that bailouts and government intervention into the financial systems is a good thing. As I watch the markets go up and down with the policies of governments determining who they are going to bailout or not, whether it be banks, corporations, or governments, the stock markets go up and down and the commodity market typically inversely tracks the stock market. There are major problems with this approach of governments intervention into what used too be a free enterprise system.

The major problem with these bailouts is non-productive monies, money created by governments along with their central banks. In the past and will prove itself in the future, money generated through buying and selling of goods and services is the only way to bring the world economy back on its feet, not money created by governments along with central banks. It is not only inflationary but puts more and more control of the economic systems with governments and central banks and the banks primary dealers, who determine where those monies go. Additionally the only ones reaping the real benefits of this approach are the governments and central banks and their primary dealers.

Sure the stock markets and commodity markets are making money as they go up and down but again, it is not productive money, just buying and selling paper. At least the commodity markets you can have real assets you are buying and selling (something you can touch or hold in your hand) but that too have become very heavily buying and selling of paper. It is somewhat working for now but when this paper house of cards comes falling down again, and it will, 2008 will be revisited and I believe much worse.

These markets, instead of investing in the potential of companies and commodities to grow and invertors grow with them, it has become a gambling casino betting, hedging, and speculating on short term movements in these markets. This mentality of these markets does very little for the economy as whole but only benefits those gaining from these movements. For instance, corporations in the past used to mainly rely on their selling of their stock to grow the corporations where in the last few decades they have been relying more and more on banks for that expansion capital. With the credit markets being so tight, those monies aren’t as available today as they were and as a result, they too have jumped into the hedging and speculating game and it has been more of a priority to do this than to reinvest in the structures of their corporations. The result is corporations are being run by bean counters and investment people instead of experts in their fields of their given marketplaces. Obviously corporations need the financial types in the upper levels of management but as far a directing corporate direction, the last twenty years have proven this direction of mainly bottom line mentality hasn’t worked out well for the entire economic system.

This mentality within the largest of corporate America of turning to bailouts and government influences has caused the economic system to be influenced and directed by fewer and fewer economic powers. It has to stop and go back to the basics of economics and that is buying and selling of goods and services and expand their businesses through market growth, not government intervention. If they don’t succeed in their business endeavors, they have to fail and let the healthy companies prosper and compete within that market, not having them bailed out. As we have seen in the banking industry, bailing them out not only burdens the market but the economic system itself. Until failure is an accepted part of business for the biggest of corporations, the government, the central banks, and their primary dealers will have more and more control until they dictate everything in all the markets.

Remember, a free enterprise system is just that, a system of trade where the markets determines the outcome of a company not government determining the winners and losers, as they do more and more everyday in today’s business world. The only place for government is minimally regulate markets and the free enterprise system, to level the playing field for all involved with it. Not regulating and bailing out of the most influential of the economic system.

Breaking News

I truly believe the real systemic risk to the free enterprise system is the largest of banks, financial instructions, and other large corporate entities, in collusion with the central banks and government to bail them out while destroying much of the rest of the free enterprise system. If you don’t think so, check this out and you will see what I mean. The good ole’ boy system at its worse:


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