Tuesday, June 19, 2012

Spain and The Runaway Euro Bailout Train

Spain finally bowed to the rising interest rates and the billions of euros worth of bad loans at Spain’s regional governments to ask for a loan.  After emergency talks between Euro Zone finance ministers on Saturday, Spain will get up to $125 billion from the European Union (EU) to bail out its banking system.
The move came three weeks after Bankia, the nation’s fourth largest bank, asked the government for a $24 billion bailout.  Spain’s economy and financial system are still reeling from the collapse of a massive real estate bubble (house prices have dropped by 25% since 2008) and the subsequent Great Recession.  Bank bad loans as a percentage of total lending jumped to 8.4% in March, the highest since August 1994, and a majority of Spain’s financial institutions are saddled with debts much greater than their assets.
The $125-billion aid sought by Spain is about 270% of the amount estimated by an IMF study released June 8, but close to the $126 billion projected by a report from Fitch Ratings released on Friday.  The aid money will come from two funds – the European Financial Stability Facility (EFSF) and the European Stability Mechanism (ESM).

Read more: http://econintersect.com/wordpress/?p=23200

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